{"id":9283,"date":"2023-02-14T14:12:38","date_gmt":"2023-02-14T19:12:38","guid":{"rendered":"https:\/\/www.natcocu.org\/mortgage-loans-copy-copy\/"},"modified":"2025-08-13T17:00:57","modified_gmt":"2025-08-13T21:00:57","slug":"mortgage-loans","status":"publish","type":"page","link":"https:\/\/www.natcocu.org\/mortgage-loans\/","title":{"rendered":"Mortgage Loans"},"content":{"rendered":"<div id='av-layout-grid-1'  class='av-layout-grid-container av-ca263b-00c22513591953d7109d28ae5abdf6f0 entry-content-wrapper main_color av-flex-cells  avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c44e3r-932263c81bb8636f6d680a8dc8fbe70a\">\n.flex_cell.av-c44e3r-932263c81bb8636f6d680a8dc8fbe70a{\nvertical-align:top;\nbackground:url(https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/02\/HomeLoan.jpg) 50% 50% no-repeat scroll ;\n}\n.responsive #top #wrap_all .flex_cell.av-c44e3r-932263c81bb8636f6d680a8dc8fbe70a{\npadding:30px 30px 30px 30px !important;\n}\n<\/style>\n<div class='flex_cell av-c44e3r-932263c81bb8636f6d680a8dc8fbe70a av-gridrow-cell av_three_fifth no_margin av-hide-on-mobile  avia-builder-el-1  el_before_av_cell_two_fifth  avia-builder-el-first  content-align-top avia-full-stretch'  ><div class='flex_cell_inner'><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c0ne3r-acc6eab93843076f6a51bfb920a41a65\">\n.flex_cell.av-c0ne3r-acc6eab93843076f6a51bfb920a41a65{\nvertical-align:middle;\nbackground-color:#3f2c34;\n}\n.responsive #top #wrap_all .flex_cell.av-c0ne3r-acc6eab93843076f6a51bfb920a41a65{\npadding:100px 100px 100px 100px !important;\n}\n<\/style>\n<div class='flex_cell av-c0ne3r-acc6eab93843076f6a51bfb920a41a65 av-gridrow-cell av_two_fifth no_margin  avia-builder-el-2  el_after_av_cell_three_fifth  avia-builder-el-last  content-align-middle'  ><div class='flex_cell_inner'><div class='flex_column_table av-brrkzj-af11532caca9910b21ce358dd009af5a sc-av_one_full av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-brrkzj-af11532caca9910b21ce358dd009af5a\">\n.flex_column.av-brrkzj-af11532caca9910b21ce358dd009af5a{\nborder-radius:10px 10px 10px 10px;\npadding:0 0 0 0;\n}\n<\/style>\n<div  class='flex_column av-brrkzj-af11532caca9910b21ce358dd009af5a av_one_full  avia-builder-el-3  avia-builder-el-no-sibling  first flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2n8lz-faa543d5df5308fec028102f25f114a6\">\n#top .av-special-heading.av-2n8lz-faa543d5df5308fec028102f25f114a6{\npadding-bottom:25px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-2n8lz-faa543d5df5308fec028102f25f114a6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2n8lz-faa543d5df5308fec028102f25f114a6 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-2n8lz-faa543d5df5308fec028102f25f114a6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2n8lz-faa543d5df5308fec028102f25f114a6 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-4  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Choose a mortgage loan program that works for you<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bhtzj3-33f2e1ea0c3c36538ef75d5d461e22df\">\n#top .av_textblock_section.av-bhtzj3-33f2e1ea0c3c36538ef75d5d461e22df .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-bhtzj3-33f2e1ea0c3c36538ef75d5d461e22df '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">Ready to hold the keys to your dream home? Natco Credit Union can help make it a reality. We realize that purchasing a home is one of the biggest decisions you\u2019ll ever make.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bby0cv-efb38b2229cbf14388db24021740f0ab\">\n#top .hr.av-bby0cv-efb38b2229cbf14388db24021740f0ab{\nmargin-top:10px;\nmargin-bottom:20px;\n}\n.hr.av-bby0cv-efb38b2229cbf14388db24021740f0ab .hr-inner{\nwidth:50px;\nmax-width:45%;\n}\n.hr.av-bby0cv-efb38b2229cbf14388db24021740f0ab .av-seperator-icon{\ncolor:#ffffff;\n}\n.hr.av-bby0cv-efb38b2229cbf14388db24021740f0ab .av-seperator-icon.avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<div  class='hr av-bby0cv-efb38b2229cbf14388db24021740f0ab hr-custom  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' ><\/span><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b7r0ef-001023f3f95ef5dbc7c0777844b6da78\">\n#top .av_textblock_section.av-b7r0ef-001023f3f95ef5dbc7c0777844b6da78 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-b7r0ef-001023f3f95ef5dbc7c0777844b6da78 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">That\u2019s why we\u2019re committed to providing you the best mortgage loan options to make it a reality.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b12xnj-fa8bb850a4ff5cac110707e5611cd2d0\">\n#top .hr.hr-invisible.av-b12xnj-fa8bb850a4ff5cac110707e5611cd2d0{\nheight:35px;\n}\n<\/style>\n<div  class='hr av-b12xnj-fa8bb850a4ff5cac110707e5611cd2d0 hr-invisible  avia-builder-el-8  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div>\n<\/div>\n<div id='av_section_1'  class='avia-section av-aqjywn-cb5d320ba929c83a7df4a21e5940e053 main_color avia-section-large avia-no-border-styling  avia-builder-el-9  el_after_av_layout_row  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-9283'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-ais07b-7b8ecbbc1bc71329a17a1ff4552231a8 sc-av_three_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ais07b-7b8ecbbc1bc71329a17a1ff4552231a8\">\n.flex_column.av-ais07b-7b8ecbbc1bc71329a17a1ff4552231a8{\nborder-radius:0px 0px 0px 0px;\npadding:0px 50px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ais07b-7b8ecbbc1bc71329a17a1ff4552231a8 av_three_fifth  avia-builder-el-10  el_before_av_two_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lbb1z-901ac3f4850a18090026e855dd4aad60\">\n#top .av-special-heading.av-lbb1z-901ac3f4850a18090026e855dd4aad60{\npadding-bottom:30px;\n}\nbody .av-special-heading.av-lbb1z-901ac3f4850a18090026e855dd4aad60 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lbb1z-901ac3f4850a18090026e855dd4aad60 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lbb1z-901ac3f4850a18090026e855dd4aad60 av-special-heading-h2 blockquote modern-quote  avia-builder-el-11  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Welcome to your dream home<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-a4az9b-8322fa7961236eb3145658bc1550d286 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>At Natco, we have a team to help you fulfill your dream of home ownership. We want to be the team that\u2019s able to say, \u201cWelcome to your new home!\u201d<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a0lsi7-48b8494b44c3438360a501f36bd538ca\">\n#top .hr.hr-invisible.av-a0lsi7-48b8494b44c3438360a501f36bd538ca{\nheight:15px;\n}\n<\/style>\n<div  class='hr av-a0lsi7-48b8494b44c3438360a501f36bd538ca hr-invisible  avia-builder-el-13  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-9x1d1r-f78389ff7ae62839f929ba7868e7d4a7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4>Questions? \u00a0Give us a call!<\/h4>\n<h2>(765) 962-2561<\/h2>\n<p>press 1 for loans then<br \/>\npress 1 for the mortgage loan department<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-6h3cbz-90131e81f06ad660bda46ab39304119e-wrap avia-button-left  avia-builder-el-15  el_after_av_textblock  el_before_av_button '><a href='https:\/\/app.mortgage.meridianlink.com\/Account\/SignUp?lenderref=natcocu3119&amp;'  class='avia-button av-6h3cbz-90131e81f06ad660bda46ab39304119e av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-orange'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Apply for a Mortgage Now\"><span class='avia_iconbox_title' >Apply for a Mortgage Now<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-le7e4eyq-48d78ba22d7ba68d6f49fe4bead43af1-wrap avia-button-left  avia-builder-el-16  el_after_av_button  avia-builder-el-last '><a href='https:\/\/app.mortgage.meridianlink.com\/Account\/Login?lenderref=natcocu3119&amp;'  class='avia-button av-le7e4eyq-48d78ba22d7ba68d6f49fe4bead43af1 av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-orange'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Check Status of My Mortgage Application\"><span class='avia_iconbox_title' >Check Status of My Mortgage Application<\/span><\/a><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9qgh9r-263273af97c20632bb513b7446f6b459\">\n.flex_column.av-9qgh9r-263273af97c20632bb513b7446f6b459{\nborder-radius:3px 3px 3px 3px;\npadding:35px 35px 35px 35px;\nbackground-color:#666666;\n}\n<\/style>\n<div  class='flex_column av-9qgh9r-263273af97c20632bb513b7446f6b459 av_two_fifth  avia-builder-el-17  el_after_av_three_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gity7-45e5870b32fd84373fd587b3c7393bcd\">\n#top .av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd{\npadding-bottom:15px;\ncolor:#ffffff;\nfont-size:36px;\n}\nbody .av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-gity7-45e5870b32fd84373fd587b3c7393bcd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-gity7-45e5870b32fd84373fd587b3c7393bcd av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-18  el_before_av_textblock  avia-builder-el-first  av-inherit-size av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Connect witha mortgage specialist<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9czz53-9d0fb01d1df0bfb97d986fbc7130f7e7\">\n#top .av_textblock_section.av-9czz53-9d0fb01d1df0bfb97d986fbc7130f7e7 .avia_textblock{\nfont-size:16px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-9czz53-9d0fb01d1df0bfb97d986fbc7130f7e7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Call one of our mortgage experts to discuss your options.<\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-96c43z-d0894b839a98db42d49b98b5dc04e3c4\">\n.avia-section.av-96c43z-d0894b839a98db42d49b98b5dc04e3c4{\nbackground-color:#f3f3f3;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-96c43z-d0894b839a98db42d49b98b5dc04e3c4 main_color avia-section-large avia-no-border-styling  avia-builder-el-20  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-9283'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-937l6n-0e5b366e3dad5c39b05281c165df2c98\">\n.flex_column.av-937l6n-0e5b366e3dad5c39b05281c165df2c98{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-937l6n-0e5b366e3dad5c39b05281c165df2c98 av_three_fifth  avia-builder-el-21  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-183e7b-f890ce919be58056760ac8c05e95d253\">\n#top .av-special-heading.av-183e7b-f890ce919be58056760ac8c05e95d253{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-183e7b-f890ce919be58056760ac8c05e95d253 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-183e7b-f890ce919be58056760ac8c05e95d253 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-183e7b-f890ce919be58056760ac8c05e95d253 av-special-heading-h2 blockquote modern-quote  avia-builder-el-22  el_before_av_heading  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >HOW DOES NATCO HELP?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-10z8r3-bfcd108929ced0e7a513597eceb29189\">\n#top .av-special-heading.av-10z8r3-bfcd108929ced0e7a513597eceb29189{\npadding-bottom:0;\n}\nbody .av-special-heading.av-10z8r3-bfcd108929ced0e7a513597eceb29189 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-10z8r3-bfcd108929ced0e7a513597eceb29189 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-10z8r3-bfcd108929ced0e7a513597eceb29189 av-special-heading-h4 blockquote modern-quote  avia-builder-el-23  el_after_av_heading  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >With Natco, you\u2019ll have a partner at your side<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-uxlvj-d9dd02d0da863accb75a03a594e29761 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Whether you\u2019re purchasing a new house, refinancing or renovating your current home or investing in a vacation home, we will provide you with the help you need to secure a mortgage. We will be with you every step of the way \u2014 from the beginning to the end.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8ahlf3-83cbf777cdaebd276452208755fb9cd0\">\n#top .hr.av-8ahlf3-83cbf777cdaebd276452208755fb9cd0{\nmargin-top:20px;\nmargin-bottom:20px;\n}\n.hr.av-8ahlf3-83cbf777cdaebd276452208755fb9cd0 .hr-inner{\nwidth:100%;\nborder-color:#333333;\n}\n<\/style>\n<div  class='hr av-8ahlf3-83cbf777cdaebd276452208755fb9cd0 hr-custom  avia-builder-el-25  el_after_av_textblock  el_before_av_heading  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jlwajd45-1848e8d77f097c351232c33fd7068603\">\n#top .av-special-heading.av-jlwajd45-1848e8d77f097c351232c33fd7068603{\npadding-bottom:0;\n}\nbody .av-special-heading.av-jlwajd45-1848e8d77f097c351232c33fd7068603 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jlwajd45-1848e8d77f097c351232c33fd7068603 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jlwajd45-1848e8d77f097c351232c33fd7068603 av-special-heading-h4 blockquote modern-quote  avia-builder-el-26  el_after_av_hr  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >Worried about issues with your credit history? There\u2019s help.<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-8293t3-c1592b86442dd78680aca7f2369b9771 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Financial challenges can interfere with anyone\u2019s plans for home ownership. Even if your credit score isn\u2019t ideal, you still may qualify for a home loan. Calling is the first step! And if you don\u2019t qualify today, learn tips that can improve your chances of getting into your dream home.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7ua4sf-89e979c52f738e7ae489907a6e4f3a6c\">\n#top .hr.av-7ua4sf-89e979c52f738e7ae489907a6e4f3a6c{\nmargin-top:20px;\nmargin-bottom:20px;\n}\n.hr.av-7ua4sf-89e979c52f738e7ae489907a6e4f3a6c .hr-inner{\nwidth:100%;\nborder-color:#333333;\n}\n<\/style>\n<div  class='hr av-7ua4sf-89e979c52f738e7ae489907a6e4f3a6c hr-custom  avia-builder-el-28  el_after_av_textblock  el_before_av_heading  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jlwb07gc-4b216a36dfb6fb0e9a8787c20608f914\">\n#top .av-special-heading.av-jlwb07gc-4b216a36dfb6fb0e9a8787c20608f914{\npadding-bottom:0;\n}\nbody .av-special-heading.av-jlwb07gc-4b216a36dfb6fb0e9a8787c20608f914 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jlwb07gc-4b216a36dfb6fb0e9a8787c20608f914 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jlwb07gc-4b216a36dfb6fb0e9a8787c20608f914 av-special-heading-h4 blockquote modern-quote  avia-builder-el-29  el_after_av_hr  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >Get help choosing the loan option that\u2019s best for you.<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-7hmis7-50834fd97d053ab60fd49b66972ce395 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>At Natco, we realize everyone has different needs when it comes to selecting a home loan. That\u2019s why our mortgage loan specialists offer conventional loans, FHA, USDA, and VA and new construction loans. We will help you choose the one that\u2019s right for you.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7fl1pz-d391335b739a3da12de8ae1c277d3061\">\n.flex_column.av-7fl1pz-d391335b739a3da12de8ae1c277d3061{\nborder-radius:3px 3px 3px 3px;\npadding:35px 35px 35px 35px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-7fl1pz-d391335b739a3da12de8ae1c277d3061 av_two_fifth  avia-builder-el-31  el_after_av_three_fifth  el_before_av_hr  sticky flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ywbzr-3ed57f47632877a607ba4652e64337ed\">\n#top .av-special-heading.av-ywbzr-3ed57f47632877a607ba4652e64337ed{\npadding-bottom:20px;\n}\nbody .av-special-heading.av-ywbzr-3ed57f47632877a607ba4652e64337ed .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ywbzr-3ed57f47632877a607ba4652e64337ed .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ywbzr-3ed57f47632877a607ba4652e64337ed av-special-heading-h3 blockquote modern-quote  avia-builder-el-32  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Questions?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-724ue7-13012874471a843607dd82282119132a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>We realize that investing in a home is one of the most important decisions you\u2019ll ever make. Review these great resources to answer some of the questions you may have before getting started.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6tyjhj-9866d786c2ace45e5168d923c29d2057\">\n#top .hr.hr-invisible.av-6tyjhj-9866d786c2ace45e5168d923c29d2057{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-6tyjhj-9866d786c2ace45e5168d923c29d2057 hr-invisible  avia-builder-el-34  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-3kwbwz-7988184a254883c5c9300544294ec5bf-wrap avia-button-left  avia-builder-el-35  el_after_av_hr  el_before_av_button '><a href='https:\/\/app.mortgage.meridianlink.com\/Account\/SignUp?lenderref=natcocu3119&amp;'  class='avia-button av-3kwbwz-7988184a254883c5c9300544294ec5bf av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-orange'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Apply for a Mortgage Now\"><span class='avia_iconbox_title' >Apply for a Mortgage Now<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-azuzn-0b8187103bb6235dec80a1d04bff7b6b-wrap avia-button-left  avia-builder-el-36  el_after_av_button  avia-builder-el-last '><a href='https:\/\/app.mortgage.meridianlink.com\/Account\/Login?lenderref=natcocu3119&amp;'  class='avia-button av-azuzn-0b8187103bb6235dec80a1d04bff7b6b av-link-btn avia-icon_select-no avia-size-medium avia-position-left avia-color-orange'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Check Status of My Mortgage Application\"><span class='avia_iconbox_title' >Check Status of My Mortgage Application<\/span><\/a><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6axs93-9f8b2f5c50c084cf8fef146162774826\">\n#top .hr.hr-invisible.av-6axs93-9f8b2f5c50c084cf8fef146162774826{\nheight:1px;\n}\n<\/style>\n<div  class='hr av-6axs93-9f8b2f5c50c084cf8fef146162774826 hr-invisible  avia-builder-el-37  el_after_av_two_fifth  el_before_av_codeblock  stopit'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<div  class='togglecontainer av-le4n5cxc-d95d0a1febc5080cf9093303117bbfcb  avia-builder-el-39  el_after_av_codeblock  avia-builder-el-last  av-desktop-hide av-medium-hide av-small-hide av-mini-hide toggle_close_all' >\n<section class='av_toggle_section av-le4mhvm8-1624fc14407258d0d58dbe980cb8d07e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"How do I know which loan program is the right fit for me?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How do I know which loan program is the right fit for me?\" data-aria_expanded=\"Click to collapse: How do I know which loan program is the right fit for me?\">How do I know which loan program is the right fit for me?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Finding the mortgage program that\u2019s the best fit for your personal situation comes together when our experience meets your goals and unique financing needs. Our team of origination professionals are licensed, experienced, and dedicated to finding the right mortgage program for you.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4miaj2-962c114ddbb88c495670b468a0159d43'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Are there mortgage loan programs available for people with bad credit?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are there mortgage loan programs available for people with bad credit?\" data-aria_expanded=\"Click to collapse: Are there mortgage loan programs available for people with bad credit?\">Are there mortgage loan programs available for people with bad credit?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>There are loan programs\u00a0for borrowers with less-than-ideal credit. Many Government mortgage programs\u00a0feature flexible credit and\u00a0qualification requirements,\u00a0addressing some of\u00a0the most common obstacles homebuyers face when purchasing a home.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4miu8h-70ea3f62e396b0dcc06f43db5fe90c39'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"What is an escrow account and why do I need one?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is an escrow account and why do I need one?\" data-aria_expanded=\"Click to collapse: What is an escrow account and why do I need one?\">What is an escrow account and why do I need one?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Generally, an escrow account refers to the funds a borrower pays to a lender along with their principal and interest payments for the payment of real estate taxes and hazard insurance. This is also referred to as impounds. The money is held in an account to ensure it is available to the lender when payments are due.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mjfu3-312ee851097d08a7b1f19a6dcfb9084f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\" What is Private Mortgage Insurance (PMI) and why do I need it?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand:  What is Private Mortgage Insurance (PMI) and why do I need it?\" data-aria_expanded=\"Click to collapse:  What is Private Mortgage Insurance (PMI) and why do I need it?\"> What is Private Mortgage Insurance (PMI) and why do I need it?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Private Mortgage Insurance is provided\u00a0to protect the mortgage lender against losses that might be incurred if a loan defaults. Most often required on Conventional mortgage loans, the cost of Mortgage Insurance\u00a0is usually paid by the borrower and is most often required if the loan amount is more than 80% of the home\u2019s value.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mjzzd-a30fbbc87efbe1b0288ee1259ec878e7'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-5' data-fake-id='#toggle-id-5' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5' data-slide-speed=\"200\" data-title=\"Do I need to find a home before I apply for a mortgage loan?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Do I need to find a home before I apply for a mortgage loan?\" data-aria_expanded=\"Click to collapse: Do I need to find a home before I apply for a mortgage loan?\">Do I need to find a home before I apply for a mortgage loan?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' aria-labelledby='toggle-toggle-id-5' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>No, in fact we recommend getting pre-qualified for a mortgage loan before you begin your home searching process. Pre-Qualification is often a great place to start because you\u2019ll learn exactly how much you are approved to borrow, making the process of searching for the right home much more efficient.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mkgly-c4367829cf8b0029573df9323d43c1c8'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-6' data-fake-id='#toggle-id-6' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-6' data-slide-speed=\"200\" data-title=\"What is the difference between a Fixed Rate mortgage and an Adjustable Rate (ARM)?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is the difference between a Fixed Rate mortgage and an Adjustable Rate (ARM)?\" data-aria_expanded=\"Click to collapse: What is the difference between a Fixed Rate mortgage and an Adjustable Rate (ARM)?\">What is the difference between a Fixed Rate mortgage and an Adjustable Rate (ARM)?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' aria-labelledby='toggle-toggle-id-6' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>A\u00a0Fixed Rate mortgage\u00a0loan features monthly principal and interest payments that will remain the same throughout the life of the loan. An\u00a0Adjustable-Rate Mortgage (ARM)\u00a0is a loan that allows the lender to adjust the interest rate during the term of the loan. ARM\u00a0terms can be complex, you may want to consult with us\u00a0 to determine if an Adjustable Rate loan is right for you.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4ml01b-6f02f34059b0e225510d8b8228a0110b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-7' data-fake-id='#toggle-id-7' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-7' data-slide-speed=\"200\" data-title=\"How does my past credit history affect my ability to get approved?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How does my past credit history affect my ability to get approved?\" data-aria_expanded=\"Click to collapse: How does my past credit history affect my ability to get approved?\">How does my past credit history affect my ability to get approved?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' aria-labelledby='toggle-toggle-id-7' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>All mortgage programs feature basic credit requirements, including credit score minimums. Your credit score, as well as the information on your credit report, are key factors in determining whether you\u2019ll be able to get a mortgage. Errors on your credit report can affect your score, so it\u2019s important to check your credit report and correct any errors before applying for a loan. Credit score is only one component in a mortgage lenders decision, other factors include: the amount of debt you already have, your total assets, your current income, how much you have in savings, and more.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<a href=\"http:\/\/www.consumerfinance.gov\/askcfpb\/319\/how-does-my-credit-score-affect-my-ability-to-get-a-mortgage-loan.html\"><em>Consumer Financial Protection Bureau (CFPB)<\/em><\/a><\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mlib7-73b9dee0894c6eb2995a7d417c67d6af'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-8' data-fake-id='#toggle-id-8' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-8' data-slide-speed=\"200\" data-title=\"What information should I have ready when applying?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What information should I have ready when applying?\" data-aria_expanded=\"Click to collapse: What information should I have ready when applying?\">What information should I have ready when applying?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' aria-labelledby='toggle-toggle-id-8' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>When applying for a mortgage loan you\u2019ll need to gather a variety of documentation. Your Mortgage Consultant will provide you with specific information on what items are required, but this\u00a0may\u00a0include:<\/p>\n<ul>\n<li>\u00a0Copy of driver\u2019s license\u00a0for each borrower<br \/>\n\u2022 Most recent pay stub showing year-to-date (at least 30 days) earnings<br \/>\n\u2022 \u00a0W2\u2019s-\u00a02 years<br \/>\n\u2022 \u00a0Most recent asset statements covering two full month(s)<br \/>\n\u2022 \u00a0Complete signed &amp; dated Federal Tax Return\u00a0including all schedules-\u00a02 years<br \/>\n\u2022 \u00a0Most recent 401K\/Retirement statement-\u00a0all pages<br \/>\n\u2022 \u00a0Copy of last mortgage statement (for refinances)<br \/>\n\u2022 \u00a0Purchase agreement signed by all parties (for home purchase transactions)<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mman1-6146615b6989f00117dd986e0afb9a2b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-9' data-fake-id='#toggle-id-9' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-9' data-slide-speed=\"200\" data-title=\"What is an appraisal and why do I need one?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is an appraisal and why do I need one?\" data-aria_expanded=\"Click to collapse: What is an appraisal and why do I need one?\">What is an appraisal and why do I need one?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' aria-labelledby='toggle-toggle-id-9' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>An Appraisal is a\u00a0written estimate of the value of a\u00a0property, prepared by a qualified appraiser. Mortgage lenders will always require a property appraisal before approving a home loan.<\/p>\n<p>The most popular method of appraising a home is the \u201csales comparison\u201d method. It involves examining recent home sales in the area (often called \u201ccomparables\u201d or \u201ccomps\u201d) and selecting the ones most like the property being appraised (the \u201csubject property\u201d). The subject property\u2019s condition, construction quality and features are compared to the comps, and its value is adjusted up or down.<\/p>\n<p>There is also the \u201cincome\u201d approach which\u00a0is used primarily when valuing an\u00a0investment or rental property. The appraiser takes the rental income of either the subject property (if rented) or similar comps and calculates the price that would provide the rate of return a typical investor would require for a similar property.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mmx8n-0cab60b87f54f2c1c9a393dedfc12d0d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-10' data-fake-id='#toggle-id-10' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-10' data-slide-speed=\"200\" data-title=\"How will my property taxes be paid?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How will my property taxes be paid?\" data-aria_expanded=\"Click to collapse: How will my property taxes be paid?\">How will my property taxes be paid?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' aria-labelledby='toggle-toggle-id-10' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>If you have an escrow account, your\u00a0monthly\u00a0mortgage payment will consist of principal, interest, taxes, and insurance (P.I.T.I). Using an escrow account, your lender or servicer will pay the taxes and insurance on your behalf each month.<\/p>\n<p>If you don\u2019t have an escrow account, you will be responsible for paying your own property taxes and insurance.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mp5ls-b390e7a74813f61666d63d5b14cda40e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-11' data-fake-id='#toggle-id-11' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-11' data-slide-speed=\"200\" data-title=\"How do I know if a property I am interested in is USDA eligible?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How do I know if a property I am interested in is USDA eligible?\" data-aria_expanded=\"Click to collapse: How do I know if a property I am interested in is USDA eligible?\">How do I know if a property I am interested in is USDA eligible?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-11' aria-labelledby='toggle-toggle-id-11' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>There are properties in rural areas that do qualify for 100% financing with a USDA Section 502 Guaranteed Loan.\u00a0 The website is: <a href=\"https:\/\/eligibility.sc.egov.usda.gov\/eligibility\/welcomeAction.do\">https:\/\/eligibility.sc.egov.usda.gov\/eligibility\/welcomeAction.do<\/a> and select \u201cSingle Family Housing Guaranteed\u201d, Accept the Property Eligibility Disclaimer and then include the full property address along with the City, State and Zip Code.\u00a0 It should return if the property is or is not located in an eligible area.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mprr2-a04019385a4fa97abfff306629abf231'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-12' data-fake-id='#toggle-id-12' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-12' data-slide-speed=\"200\" data-title=\"How do I know if my annual income qualifies for a USDA loan?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How do I know if my annual income qualifies for a USDA loan?\" data-aria_expanded=\"Click to collapse: How do I know if my annual income qualifies for a USDA loan?\">How do I know if my annual income qualifies for a USDA loan?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-12' aria-labelledby='toggle-toggle-id-12' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>There are income requirements\/limits for a USDA loan.\u00a0 You can visit <a href=\"https:\/\/eligibility.sc.egov.usda.gov\/eligibility\/incomeEligibilityAction.do?pageAction=state\">https:\/\/eligibility.sc.egov.usda.gov\/eligibility\/incomeEligibilityAction.do?pageAction=state<\/a> pick your state, then select your County and then answer a few questions about the people living in your household.\u00a0 Once you click next it will ask you some questions about your gross monthly income.\u00a0 Once you click finish you will come to a summary screen, and it will render a determination based on the information you entered and let you know if the income meets the income limits.\u00a0 For example: In most Indiana Counties the maximum income limit for a family of 4 would be $103,500 and could change annually.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mqcom-cce91ab8f086315513a334611f8e9cb4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-13' data-fake-id='#toggle-id-13' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-13' data-slide-speed=\"200\" data-title=\"Am I required to complete a Homeownership Education Course. \" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Am I required to complete a Homeownership Education Course. \" data-aria_expanded=\"Click to collapse: Am I required to complete a Homeownership Education Course. \">Am I required to complete a Homeownership Education Course. <span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-13' aria-labelledby='toggle-toggle-id-13' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>In some circumstances a Homeownership Education course is required for certain mortgage loan programs.\u00a0 Even if not required it is highly suggested that the course is completed especially for first time buyers.\u00a0 If you would like more information, or if you would like to complete a course, you can visit\u00a0 <a href=\"https:\/\/www.fanniemae.com\/education\">https:\/\/www.fanniemae.com\/education<\/a>\u00a0 If you complete the course with a passing score of 80% or higher, the certificate you receive can be used to fulfill the education requirement for most mortgage products.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Other course features and Benefits:\u00a0 Offered to you free of charge, tracks your progress so you can pause and resume anytime, provides a 15-question end of course quiz, which you can take as many times as needed to pass, Takes 3-4 hours to complete all 7 modules, accessible from your desktop, tablet or mobile device, and you can return to your course anytime to use the tools and information as a resource, as often as you like.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4mqw27-dc8f1ce335f689a7e950d7c24ffb37e2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-14' data-fake-id='#toggle-id-14' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-14' data-slide-speed=\"200\" data-title=\"What would my closing costs be to either purchase or refinance my primary residence?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What would my closing costs be to either purchase or refinance my primary residence?\" data-aria_expanded=\"Click to collapse: What would my closing costs be to either purchase or refinance my primary residence?\">What would my closing costs be to either purchase or refinance my primary residence?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-14' aria-labelledby='toggle-toggle-id-14' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Closing costs could vary from institution to institution and could also vary on the mortgage product you choose.\u00a0 As an estimate only, typically closing costs could be 2% to 5% of your loan amount.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-le4n5b63-6d61ef2f56e70e68974f28f1cff304a6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-15' data-fake-id='#toggle-id-15' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-15' data-slide-speed=\"200\" data-title=\"Can any of my closing costs be paid by the seller?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can any of my closing costs be paid by the seller?\" data-aria_expanded=\"Click to collapse: Can any of my closing costs be paid by the seller?\">Can any of my closing costs be paid by the seller?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-15' aria-labelledby='toggle-toggle-id-15' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Closing costs being paid by the seller are called \u201cseller concessions\u201d and depending on the loan program you choose the seller can typically pay some of those costs.\u00a0 You will never receive credit for more than the total of the closing costs. <strong>Seller concessions need to be listed on the signed\/accepted offer to purchase \/ purchase agreement.<\/strong>\u00a0 Here is an example of seller concessions for a Conventional loan.<\/p>\n<p>EXAMPLE OF SELLLER CONCESSION FOR CONVENTIONAL LOAN<br \/>\nOCCUPANCY TYPE &#8211; PRINCIPAL RESIDENCE OR SECOND HOME<br \/>\n<em><strong>LTV\/CLTV\u00a0 \u00a0 |\u00a0 \u00a0 Maximum Concession<br \/>\n<\/strong><\/em>Greater than 90%\u00a0 \u00a0 |\u00a0 \u00a0 3%<br \/>\n75.01% to 90%\u00a0 \u00a0 |\u00a0 \u00a0 6%<br \/>\n75% or less\u00a0 \u00a0 |\u00a0 \u00a0 9%<\/p>\n<p>EXAMPLE OF SELLER CONCESSIONS FOR GOVERMENT LOAN<br \/>\nOCCUPANCY TYPE &#8211; PRINCIPAL RESIDENCE<br \/>\n<em><strong>Type\u00a0 |\u00a0 \u00a0 Maximum<\/strong><\/em> Concession<br \/>\nFHA\u00a0 \u00a0 \u00a0 |\u00a0 \u00a0 5%<br \/>\nUSDA\u00a0 \u00a0 |\u00a0 \u00a0 6%<br \/>\nVA\u00a0 \u00a0 |\u00a0 \u00a0 4%<\/p>\n<p>All information deemed accurate but not warranted.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-836mf-a858136681a1503747532797c4be3f4d main_color avia-section-default avia-no-border-styling  avia-builder-el-40  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-9283'><div class='entry-content-wrapper clearfix'>\n\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-664ruv-3f6a553ea817f0f2cf1ba0c15858a2a8 main_color avia-section-large avia-no-border-styling  avia-builder-el-42  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-9283'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6292jb-7d3a14fb92fd23a2f97ab204612defc2\">\n.flex_column.av-6292jb-7d3a14fb92fd23a2f97ab204612defc2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6292jb-7d3a14fb92fd23a2f97ab204612defc2 av_one_fifth  avia-builder-el-43  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5w2i6v-26078235e8c295c935d5470570fd28f4\">\n.flex_column.av-5w2i6v-26078235e8c295c935d5470570fd28f4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5w2i6v-26078235e8c295c935d5470570fd28f4 av_three_fifth  avia-builder-el-44  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jlwhm3pw-85168636637487758d901d64d4e20a5d\">\n#top .av-special-heading.av-jlwhm3pw-85168636637487758d901d64d4e20a5d{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-jlwhm3pw-85168636637487758d901d64d4e20a5d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jlwhm3pw-85168636637487758d901d64d4e20a5d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jlwhm3pw-85168636637487758d901d64d4e20a5d av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-45  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >3 steps to get started with a mortgage loan<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-5l4ziv-76659515ad7e35faa00e73727136c533 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5boepz-eede85c4fd388771161462b269fb9c1f\">\n.flex_column.av-5boepz-eede85c4fd388771161462b269fb9c1f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5boepz-eede85c4fd388771161462b269fb9c1f av_one_fifth  avia-builder-el-47  el_after_av_three_fifth  el_before_av_one_third  flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5664lr-f6ce76f10675bfd4ab2937d5167101a7\">\n.flex_column.av-5664lr-f6ce76f10675bfd4ab2937d5167101a7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5664lr-f6ce76f10675bfd4ab2937d5167101a7 av_one_third  avia-builder-el-48  el_after_av_one_fifth  el_before_av_one_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-532473-186e3d9a73bfb62ce2eea3e3f961cfdc\">\n.av_font_icon.av-532473-186e3d9a73bfb62ce2eea3e3f961cfdc{\ncolor:#333333;\nborder-color:#333333;\n}\n.avia-svg-icon.av-532473-186e3d9a73bfb62ce2eea3e3f961cfdc svg:first-child{\nstroke:#333333;\nfill:#333333;\n}\n.av_font_icon.av-532473-186e3d9a73bfb62ce2eea3e3f961cfdc .av-icon-char{\nfont-size:80px;\nline-height:80px;\n}\n<\/style>\n<span  class='av_font_icon av-532473-186e3d9a73bfb62ce2eea3e3f961cfdc avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue817' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jlwhmvhv-542ea7053729840379d3f3b0c50ebe3c\">\n#top .av-special-heading.av-jlwhmvhv-542ea7053729840379d3f3b0c50ebe3c{\npadding-bottom:0;\n}\nbody .av-special-heading.av-jlwhmvhv-542ea7053729840379d3f3b0c50ebe3c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jlwhmvhv-542ea7053729840379d3f3b0c50ebe3c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jlwhmvhv-542ea7053729840379d3f3b0c50ebe3c av-special-heading-h4 blockquote modern-quote modern-centered  avia-builder-el-50  el_after_av_font_icon  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >Get in touch with a mortgage loan specialist<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-4nn513-2c0be38606990427c2eab7ac8881d8c2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Give us a call at 765.962.2561<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4hjm93-50f0a0dcb241b9e06b57ca189e23bf1f\">\n.flex_column.av-4hjm93-50f0a0dcb241b9e06b57ca189e23bf1f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4hjm93-50f0a0dcb241b9e06b57ca189e23bf1f av_one_third  avia-builder-el-52  el_after_av_one_third  el_before_av_one_third  flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ftbyv-778bbf683c1fcd581b6edf625631c260\">\n.av_font_icon.av-4ftbyv-778bbf683c1fcd581b6edf625631c260{\ncolor:#333333;\nborder-color:#333333;\n}\n.avia-svg-icon.av-4ftbyv-778bbf683c1fcd581b6edf625631c260 svg:first-child{\nstroke:#333333;\nfill:#333333;\n}\n.av_font_icon.av-4ftbyv-778bbf683c1fcd581b6edf625631c260 .av-icon-char{\nfont-size:80px;\nline-height:80px;\n}\n<\/style>\n<span  class='av_font_icon av-4ftbyv-778bbf683c1fcd581b6edf625631c260 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue817' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-25onz-937b89dadbc2a2894d3a49135a9b510e\">\n#top .av-special-heading.av-25onz-937b89dadbc2a2894d3a49135a9b510e{\npadding-bottom:0;\n}\nbody .av-special-heading.av-25onz-937b89dadbc2a2894d3a49135a9b510e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-25onz-937b89dadbc2a2894d3a49135a9b510e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-25onz-937b89dadbc2a2894d3a49135a9b510e av-special-heading-h4 blockquote modern-quote modern-centered  avia-builder-el-54  el_after_av_font_icon  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >Let us take your application and review your credit history with you<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-es8v3-67c0a02c81511ecff8422e899be28af2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Your mortgage specialist\u00a0will review current interest rates and estimated mortgage payments to make sure they fit your budget.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-36h35z-26c754a404658c073cea2c593c060cbf\">\n.flex_column.av-36h35z-26c754a404658c073cea2c593c060cbf{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-36h35z-26c754a404658c073cea2c593c060cbf av_one_third  avia-builder-el-56  el_after_av_one_third  avia-builder-el-last  flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-33r12n-525086e020be4cedab3c898572099887\">\n.av_font_icon.av-33r12n-525086e020be4cedab3c898572099887{\ncolor:#333333;\nborder-color:#333333;\n}\n.avia-svg-icon.av-33r12n-525086e020be4cedab3c898572099887 svg:first-child{\nstroke:#333333;\nfill:#333333;\n}\n.av_font_icon.av-33r12n-525086e020be4cedab3c898572099887 .av-icon-char{\nfont-size:80px;\nline-height:80px;\n}\n<\/style>\n<span  class='av_font_icon av-33r12n-525086e020be4cedab3c898572099887 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue817' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hj7d3-546d4e99ca383214b2f107a7f149383f\">\n#top .av-special-heading.av-hj7d3-546d4e99ca383214b2f107a7f149383f{\npadding-bottom:0;\n}\nbody .av-special-heading.av-hj7d3-546d4e99ca383214b2f107a7f149383f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-hj7d3-546d4e99ca383214b2f107a7f149383f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-hj7d3-546d4e99ca383214b2f107a7f149383f av-special-heading-h4 blockquote modern-quote modern-centered  avia-builder-el-58  el_after_av_font_icon  el_before_av_textblock '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >Choose the loan option that best fits your needs<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2s3c9z-6115e59f4612f93031716ac40f6b8ab0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">What\u2019s right for you? By researching your options, including the different types of loans offered, you can determine which mortgage option is best for you.<\/p>\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1wlq3b-2675dece6229d74cc3b0c767c65276c7\">\n.avia-section.av-1wlq3b-2675dece6229d74cc3b0c767c65276c7{\nbackground-color:#5b8998;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-1wlq3b-2675dece6229d74cc3b0c767c65276c7 main_color avia-section-huge avia-no-border-styling  avia-builder-el-60  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-9283'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ooq27-7d75a9f4865db3e48dc721ad4f22e2ea\">\n.flex_column.av-1ooq27-7d75a9f4865db3e48dc721ad4f22e2ea{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1ooq27-7d75a9f4865db3e48dc721ad4f22e2ea av_one_fifth  avia-builder-el-61  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1itgcn-1793a1c044f42c961137c80c6743f68d\">\n.flex_column.av-1itgcn-1793a1c044f42c961137c80c6743f68d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1itgcn-1793a1c044f42c961137c80c6743f68d av_three_fifth  avia-builder-el-62  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-acbx3-1b7ef17cf0880e66011a0dfee6641438\">\n#top .av-special-heading.av-acbx3-1b7ef17cf0880e66011a0dfee6641438{\npadding-bottom:25px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-acbx3-1b7ef17cf0880e66011a0dfee6641438 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-acbx3-1b7ef17cf0880e66011a0dfee6641438 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-acbx3-1b7ef17cf0880e66011a0dfee6641438 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-acbx3-1b7ef17cf0880e66011a0dfee6641438 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-63  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Take the first step to the home of your dreams.<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-16wgof-684d5bb6a8456458529464574c8a80ff\">\n#top .av_textblock_section.av-16wgof-684d5bb6a8456458529464574c8a80ff .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-16wgof-684d5bb6a8456458529464574c8a80ff '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">Take advantage of your Natco membership.<br \/>\nGet the help you deserve when buying your new home.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-etx1r-aa5611160065ac27e9b7a5106d7d7aa9\">\n.flex_column.av-etx1r-aa5611160065ac27e9b7a5106d7d7aa9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-etx1r-aa5611160065ac27e9b7a5106d7d7aa9 av_one_fifth  avia-builder-el-65  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