{"id":634,"date":"2018-01-12T11:09:05","date_gmt":"2018-01-12T16:09:05","guid":{"rendered":"https:\/\/www.natcocu.org.php7-29.phx1-1.websitetestlink.com\/?page_id=634"},"modified":"2021-12-29T11:57:12","modified_gmt":"2021-12-29T16:57:12","slug":"identity-theft-protection","status":"publish","type":"page","link":"https:\/\/www.natcocu.org\/identity-theft-protection\/","title":{"rendered":"Identity Theft Protection"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-310hcq-a748a2e982ceaa39e4c1c7b65f236b43 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  avia-builder-el-no-sibling  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-634'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ykayy-a6b49883d8e1ab870595d9884e6c8eb7\">\n.flex_column.av-2ykayy-a6b49883d8e1ab870595d9884e6c8eb7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 75px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ykayy-a6b49883d8e1ab870595d9884e6c8eb7 av_three_fourth  avia-builder-el-1  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-9ea92b69a8e91b38e4d947831ab173da\">\n#top .av-special-heading.av-av_heading-9ea92b69a8e91b38e4d947831ab173da{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-9ea92b69a8e91b38e4d947831ab173da .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-9ea92b69a8e91b38e4d947831ab173da .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-9ea92b69a8e91b38e4d947831ab173da av-special-heading-h1 blockquote modern-quote  avia-builder-el-2  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Identity Theft Protection<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2mxwgy-701a093195e674f50b9e2e20d61b28c9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Think you don\u2019t need identity theft protection? Think again.<br \/>\nIdentity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone\u2014regardless of your age and income, where you live, or how careful you are.<\/p>\n<p>Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.<\/p>\n<p>Natco Credit Union is delighted to provide identity theft detection and recovery services as part of our checking accounts.<\/p>\n<p>We have partnered with one of the nation\u2019s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2c8hgy-2af121a990dd81ee9599d6b4b29aa039\">\n#top .hr.hr-invisible.av-2c8hgy-2af121a990dd81ee9599d6b4b29aa039{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-2c8hgy-2af121a990dd81ee9599d6b4b29aa039 hr-invisible  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-2b4j76-0ef5a300ccf2db6a2cd1927e64fbf032 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Fully Managed Identity Theft Research, Remediation and Recovery<\/h3>\n<p>If you become a victim or suspect you might be a victim of identity theft for any reason, simply let us know. You do not have to confirm identity fraud before seeking assistance. We will put you in touch with a professional Recovery Advocate who, depending on your identity fraud incident, will:<\/p>\n<ul>\n<li>Perform research to determine the extent of the problem, including a review of all three credit reports (if appropriate)<\/li>\n<li>Assist with the placement of fraud alerts with the three major credit bureaus<\/li>\n<li>Write letters\/ make calls on your behalf to dispute fraudulent information<\/li>\n<li>Coordinate with government agencies, financial institutions, creditors, etc. to resolve incidents<\/li>\n<li>Work with law enforcement to help to arrest and prosecute the criminals<\/li>\n<li>Follow up for 12 months after recovery<\/li>\n<\/ul>\n<p>This service covers all types of identity fraud, even if it is not related to your account(s) with Natco Credit Union! Types of identity fraud covered include: credit\/debit card fraud, tax fraud, employment fraud, government documents and benefits fraud, medical fraud, and any other identity fraud recognized by the Federal Trade Commission. Plus, the identity fraud recovery service extends to cover up to 3 generations of your family members! <a href=\"\/wp-content\/uploads\/2018\/04\/idtheft-terms.pdf\">(Please refer to Terms and Conditions for details.)<\/a><\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-21vbtu-37ee0b98b61e83539c3f112edab4c07c hr-default  avia-builder-el-6  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-1y2oui-96c1cef1c9e86ff3be8ad51d6143ddb7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Lost Document Replacement<\/h3>\n<p>If you have an important document that has been lost, stolen or destroyed as a result of an identity theft incident or information compromise, we can help! Just let us know and we will refer you to a professional Recovery Advocate who will work with you to replace your missing documents, including credit cards. Your Recovery Advocate will work with you to contact creditors, cancel the compromised information, and obtain replacement documents.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1sf5oq-12a06ffa87287674123cb4adf158cf7b hr-default  avia-builder-el-8  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-1lzocq-54bff4b790b2f904ff9177cf0dc8117f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Identity Theft Expense Reimbursement Insurance \u2013 up to $10,000<\/h3>\n<p>Expense Reimbursement Insurance is available to cover out of pocket expenses incurred during the identity recovery process up to a maximum of $10,000. Examples of covered expenses include attorneys\u2019 fees, costs of additional credit reports, long distance telephone calls, postage and handling fees, fees for notarizing affidavits, and document and filing fees for grants or credit applications rejected as a result of a stolen identity event. Lost wages due to time off from work are also covered. For a list of complete terms and conditions for the Identity Fraud Recovery services, and to review the Identity Theft Expense Reimbursement Insurance Evidence of Coverage, <a href=\"\/wp-content\/uploads\/2018\/04\/idtheft-terms.pdf\">please click here<\/a>.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1hfu7e-40d83cc0a1670fdaf8ce4668164fdf3c hr-default  avia-builder-el-10  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-16y7aq-19af64121abd6bbd81dc4806213bdff8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>If are enrolled in Identity Theft Protection and been a victim of fraud, contact our office right away. We will put you in touch with a recovery advocate who will work on your behalf to make you whole again.<\/p>\n<p>If you are not enrolled in Identity Theft Protection and have a checking account with us, use the form below to enroll and give yourself peace of mind that should you experience fraud, you will have this coverage.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-15cbyq-4d8c43c31e49a70d7a25973edb54f123\">\n#top .hr.hr-invisible.av-15cbyq-4d8c43c31e49a70d7a25973edb54f123{\nheight:35px;\n}\n<\/style>\n<div  class='hr av-15cbyq-4d8c43c31e49a70d7a25973edb54f123 hr-invisible  avia-builder-el-12  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-y2l4i-ecc0a531b6465862f925c421f8596fce-wrap avia-button-left  avia-builder-el-13  el_after_av_hr  el_before_av_hr '><a 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