{"id":562,"date":"2018-01-12T10:51:20","date_gmt":"2018-01-12T15:51:20","guid":{"rendered":"https:\/\/www.natcocu.org.php7-29.phx1-1.websitetestlink.com\/?page_id=562"},"modified":"2023-01-19T16:35:31","modified_gmt":"2023-01-19T21:35:31","slug":"iras","status":"publish","type":"page","link":"https:\/\/www.natcocu.org\/iras\/","title":{"rendered":"IRAs"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-16z3ne-eedb161d1b43e5b83a655cde161c25b3 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-562'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-13yo3m-1b954005716fb0a77ffbb6772c1c5f26\">\n.flex_column.av-13yo3m-1b954005716fb0a77ffbb6772c1c5f26{\nborder-radius:0px 0px 0px 0px;\npadding:0px 75px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-13yo3m-1b954005716fb0a77ffbb6772c1c5f26 av_three_fourth  avia-builder-el-1  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-128z6-bad07578a9099994e9b59bdda3cdc422\">\n#top .av-special-heading.av-128z6-bad07578a9099994e9b59bdda3cdc422{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-128z6-bad07578a9099994e9b59bdda3cdc422 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-128z6-bad07578a9099994e9b59bdda3cdc422 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-128z6-bad07578a9099994e9b59bdda3cdc422 av-special-heading-h1 blockquote modern-quote  avia-builder-el-2  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >IRAs <\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-pwyuq-0b7fccb2d90104689d9b787a8d70e01d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The earlier you start saving for retirement, the better the chance it will actually happen for you. \u00a0Improve your retirement odds with a Natco IRA! It&#8217;s easy to open and you get to pick the type of IRA that is best for you!<\/p>\n<p>Choose between an IRA savings or an IRA certificate. Open an IRA savings for as little as $25 and have the option of making deposits at any time. An IRA certificate can be opened for a minimum of $1,000 and your rate is locked in for 18 months.<\/p>\n<p>Depending on your retirement goals and age, you may want to choose a different path to reach your goals. We offer both traditional IRAs and a Roth IRAs for both savings and certificates.<\/p>\n<h3>Traditional IRA<\/h3>\n<ul>\n<li>Contributions may be tax deductible*<\/li>\n<li>You can elect to have taxes withheld or not<\/li>\n<li>No age limit for contributions<\/li>\n<li>Distributions begin at age 72<\/li>\n<li>NCUA insured<\/li>\n<\/ul>\n<h3>Roth IRA<\/h3>\n<ul>\n<li>Contributions are not tax deductible<\/li>\n<li>Withdrawals may be tax free<\/li>\n<li>No age limit on contributions<\/li>\n<li>No age requirement for distributions<\/li>\n<li>NCUA insured<\/li>\n<\/ul>\n<p><i>*Consult with your tax advisor.<\/i><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-n05pe-bcf8a4ff6ee087f3fc7a4485abf81b69\">\n.flex_column.av-n05pe-bcf8a4ff6ee087f3fc7a4485abf81b69{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-n05pe-bcf8a4ff6ee087f3fc7a4485abf81b69 av_one_fourth  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\/><\/a><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jhum8lsf-a102a752e728d46412c5843f5053c5e1\">\n#top .hr.hr-invisible.av-jhum8lsf-a102a752e728d46412c5843f5053c5e1{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-jhum8lsf-a102a752e728d46412c5843f5053c5e1 hr-invisible  avia-builder-el-6  el_after_av_image  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-jhum95ez-f03bd3653c97129dfe26320167182fa8-wrap avia-button-center  avia-builder-el-7  el_after_av_hr  avia-builder-el-last '><a href='https:\/\/www.natcocu.org\/current-rates\/'  class='avia-button av-jhum95ez-f03bd3653c97129dfe26320167182fa8 av-link-btn avia-icon_select-no avia-size-large avia-position-center avia-color-theme-color'   aria-label=\"Savings Rates\"><span class='avia_iconbox_title' >Savings Rates<\/span><\/a><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b2wru-368256580d75fa447a7e50e8a7958d73\">\n#top .hr.hr-invisible.av-b2wru-368256580d75fa447a7e50e8a7958d73{\nheight:1px;\n}\n<\/style>\n<div  class='hr av-b2wru-368256580d75fa447a7e50e8a7958d73 hr-invisible  avia-builder-el-8  el_after_av_one_fourth  avia-builder-el-last  stopit'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-b0cya-1eff5aedfdda938e5a4252ade0a3eba0 main_color avia-section-default avia-no-border-styling  avia-builder-el-9  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-562'><div class='entry-content-wrapper clearfix'>\n\n<\/div><\/div><\/div><!-- close 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