{"id":2958,"date":"2018-04-23T00:50:51","date_gmt":"2018-04-23T04:50:51","guid":{"rendered":"https:\/\/www.natcocu.org.php7-29.phx1-1.websitetestlink.com\/?page_id=2958"},"modified":"2026-01-02T14:27:43","modified_gmt":"2026-01-02T19:27:43","slug":"real-freedom-credit-cards","status":"publish","type":"page","link":"https:\/\/www.natcocu.org\/real-freedom-credit-cards\/","title":{"rendered":"Real Freedom Credit Cards"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b4exgu-5f4ff7a825c1924c6af977ad48894f83\">\n.avia-section.av-b4exgu-5f4ff7a825c1924c6af977ad48894f83{\nbackground-color:#3f2c34;\nbackground-image:url(https:\/\/www.natcocu.org\/wp-content\/uploads\/2021\/01\/loanicon-bg-scaled.jpg);\nbackground-repeat:no-repeat;\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='loan-bar'  class='avia-section av-b4exgu-5f4ff7a825c1924c6af977ad48894f83 main_color avia-section-small 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id=\"style-css-av-6v40wu-620a3591273a498fb21a9ea59a10761d\">\n#top .av-special-heading.av-6v40wu-620a3591273a498fb21a9ea59a10761d{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-6v40wu-620a3591273a498fb21a9ea59a10761d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-6v40wu-620a3591273a498fb21a9ea59a10761d .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-6v40wu-620a3591273a498fb21a9ea59a10761d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-6v40wu-620a3591273a498fb21a9ea59a10761d av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Book a Credit Card Appointment<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" 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src=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2021\/09\/by-phone.png\" alt='by phone' title=''  height=\"135\" width=\"570\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2021\/09\/by-phone.png 570w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2021\/09\/by-phone-300x71.png 300w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2gtib2-5ad7d7fa97e9fa4386ba964f50c89bbb\">\n.flex_column.av-2gtib2-5ad7d7fa97e9fa4386ba964f50c89bbb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2gtib2-5ad7d7fa97e9fa4386ba964f50c89bbb av_one_fourth  avia-builder-el-7  el_after_av_one_fourth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" 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class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2958'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-11ll4u-78a7c7609c739237ce4bd230082725bd sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11ll4u-78a7c7609c739237ce4bd230082725bd\">\n.flex_column.av-11ll4u-78a7c7609c739237ce4bd230082725bd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-11ll4u-78a7c7609c739237ce4bd230082725bd av_two_fifth  avia-builder-el-10  el_before_av_three_fifth  avia-builder-el-first  first no_margin flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994\">\n#top .av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:60px;\n}\nbody .av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .av-special-heading-tag{\nfont-size:60px;\n}\n.av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-2v5umfi-d4bd8eb3b6ea87961bb2110291b7a994 av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-11  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >REAL FREEDOMVisa Cards<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ta8f9a-ceb2c9cc8d755032af5f8226686a028d\">\n.flex_column.av-2ta8f9a-ceb2c9cc8d755032af5f8226686a028d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2ta8f9a-ceb2c9cc8d755032af5f8226686a028d av_three_fifth  avia-builder-el-12  el_after_av_two_fifth  avia-builder-el-last  no_margin flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2s1u4oe-366033dfc89ee3ee24637c73d34cd257\">\n.avia-image-container.av-2s1u4oe-366033dfc89ee3ee24637c73d34cd257 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2s1u4oe-366033dfc89ee3ee24637c73d34cd257 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2s1u4oe-366033dfc89ee3ee24637c73d34cd257 av-styling- avia_animated_image av-animated-when-visible-95 fade-in avia-align-center  avia-builder-el-13  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3005 avia-img-lazy-loading-not-3005 avia_image ' src=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1.png\" alt='Three Natco credit cards' title='image of three different Natco credit cards'  height=\"492\" width=\"1268\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1.png 1268w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1-300x116.png 300w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1-768x298.png 768w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1-1030x400.png 1030w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1-705x274.png 705w, https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/04\/all-three-cards-1-450x175.png 450w\" sizes=\"(max-width: 1268px) 100vw, 1268px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='av_section_3'  class='avia-section av-2qseyxq-4d2374fb7df9c2419aa44ffc52d044ff main_color avia-section-default avia-no-shadow  avia-builder-el-14  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2958'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2p99svy-ddf35d55342d69ae856de8a7029517d0\">\n.flex_column.av-2p99svy-ddf35d55342d69ae856de8a7029517d0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2p99svy-ddf35d55342d69ae856de8a7029517d0 av_three_fifth  avia-builder-el-15  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ikphsu-2a25c563b7e8b01d6464eddee71181e1\">\n#top .av-special-heading.av-ikphsu-2a25c563b7e8b01d6464eddee71181e1{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-ikphsu-2a25c563b7e8b01d6464eddee71181e1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ikphsu-2a25c563b7e8b01d6464eddee71181e1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ikphsu-2a25c563b7e8b01d6464eddee71181e1 av-special-heading-h1 blockquote modern-quote  avia-builder-el-16  el_before_av_heading  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Everything you want <span class='special_amp'>&amp;<\/span> nothing you don\u2019t!<\/h1><div class='av-subheading av-subheading_below'><p>Better Rates &amp; No Hidden Fees<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hby4ji-2f64a3bbb08fabed9083b191e0670095\">\n#top .av-special-heading.av-hby4ji-2f64a3bbb08fabed9083b191e0670095{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-hby4ji-2f64a3bbb08fabed9083b191e0670095 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-hby4ji-2f64a3bbb08fabed9083b191e0670095 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-hby4ji-2f64a3bbb08fabed9083b191e0670095 av-special-heading-h3 blockquote modern-quote  avia-builder-el-17  el_after_av_heading  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Card Options<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2khiw0e-fed7693f7f37d969224f9572c46e21ab '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><span style=\"font-size: 16px;\">We offer three different card options. All come with a competitive rate. We realize different things are important to different members. That&#8217;s why we offer a Secured Visa, a Simple Visa <\/span>and<span style=\"font-size: 16px;\"> a Rewards Visa.<\/span><\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-2isgo7i-7f083c005acdb5738ed2a1f52ff98b8c hr-default  avia-builder-el-19  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ltojy-18ef44fcc886bdeeef5b49e6d88d09d3\">\n#top .av-special-heading.av-1ltojy-18ef44fcc886bdeeef5b49e6d88d09d3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1ltojy-18ef44fcc886bdeeef5b49e6d88d09d3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1ltojy-18ef44fcc886bdeeef5b49e6d88d09d3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1ltojy-18ef44fcc886bdeeef5b49e6d88d09d3 av-special-heading-h3 blockquote modern-quote  avia-builder-el-20  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Low Rates<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2eaa70u-3ef522232899fc90db1180a2fac49883 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Our rates are very competitive compared to other credit cards on the market, with rates starting as low as 12.20% APR *1<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-8l2tjy-b580a043896e22b7ce4cf04b65121829 hr-default  avia-builder-el-22  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-epzhum-2d5d5ffb119ca0ae6f19028a4cc8dc15\">\n#top .av-special-heading.av-epzhum-2d5d5ffb119ca0ae6f19028a4cc8dc15{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-epzhum-2d5d5ffb119ca0ae6f19028a4cc8dc15 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-epzhum-2d5d5ffb119ca0ae6f19028a4cc8dc15 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-epzhum-2d5d5ffb119ca0ae6f19028a4cc8dc15 av-special-heading-h3 blockquote modern-quote  avia-builder-el-23  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Introductory Rate Offered on Simple and Rewards Cards<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2ajjl3y-ca39885baa82487f2bc4f888ab80c5ea '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Take advantage of 3.90% APR on purchases for the first 6 months from the account open date. *2<\/p>\n<p>After the first 6 months, a rate of 12.20% to 25.00% APR will apply.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-27whqdq-95720cc083b059ef0af9283286957c24 hr-default  avia-builder-el-25  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ci0zb2-ee18e19cdf9f478ab675a44c387da3d1\">\n#top .av-special-heading.av-ci0zb2-ee18e19cdf9f478ab675a44c387da3d1{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-ci0zb2-ee18e19cdf9f478ab675a44c387da3d1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ci0zb2-ee18e19cdf9f478ab675a44c387da3d1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ci0zb2-ee18e19cdf9f478ab675a44c387da3d1 av-special-heading-h3 blockquote modern-quote  avia-builder-el-26  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Introductory Rate on Balance Transfers on Simple and Rewards Cards<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-25gtfu6-045849d2197005fb8e558c34bfc927f7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Transfer balances from higher rate cards and receive 3.90% APR for balances transferred for the first 12 months from the account open date. *3<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-23xlwwu-4be9c8dbba292d28a343a053975cbfcb hr-default  avia-builder-el-28  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a3tmmm-1a592b186bd64e17100937bfeadc4086\">\n#top .av-special-heading.av-a3tmmm-1a592b186bd64e17100937bfeadc4086{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-a3tmmm-1a592b186bd64e17100937bfeadc4086 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-a3tmmm-1a592b186bd64e17100937bfeadc4086 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-a3tmmm-1a592b186bd64e17100937bfeadc4086 av-special-heading-h3 blockquote modern-quote  avia-builder-el-29  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Competitive Rewards<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1zulrxq-e35de7e1d2ab9e55ff6147a7f5dbfa52 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Earn 1 point for every $1 spent through our CURewards\u00ae program. Redeem your points for cash\/statement credit, travel, merchandise or even gift cards\u2026.you choose. Learn more about CURewards\u00ae. *4<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-70sxge-bd6b08e167c624fc3b4c9c623448165a hr-default  avia-builder-el-31  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-94p1xq-4a4c53104b8d47a64c75a267b5797cf9\">\n#top .av-special-heading.av-94p1xq-4a4c53104b8d47a64c75a267b5797cf9{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-94p1xq-4a4c53104b8d47a64c75a267b5797cf9 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-94p1xq-4a4c53104b8d47a64c75a267b5797cf9 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-94p1xq-4a4c53104b8d47a64c75a267b5797cf9 av-special-heading-h3 blockquote modern-quote  avia-builder-el-32  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Special Offers<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1vet166-81c1b50e14f0e2977a35dec97c1b1abf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With your REAL FREEDOM Rewards Visa, you&#8217;ll have opportunities to earn bonus points from time to time \u2013 watch for promotions!<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1trzmbi-749f6cf94c4c59b930b1e6d92ddc43c4 hr-default  avia-builder-el-34  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qpzwu-ac2daab187be2eb350777c73e970e014\">\n#top .av-special-heading.av-qpzwu-ac2daab187be2eb350777c73e970e014{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-qpzwu-ac2daab187be2eb350777c73e970e014 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-qpzwu-ac2daab187be2eb350777c73e970e014 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-qpzwu-ac2daab187be2eb350777c73e970e014 av-special-heading-h3 blockquote modern-quote  avia-builder-el-35  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Security<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1pibusu-9345781bcf5830165e59a1f5568d8283 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With the EMV chip, you can count on enhanced fraud protection every time you use your card at a chip-enabled terminal in the US and abroad. Learn more about EMV chip card technology.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1ojcfam-4302790138f3de034d80fed8e3440d17 hr-default  avia-builder-el-37  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5b4mwe-5291ac3068d42035341f11392f0338eb\">\n#top .av-special-heading.av-5b4mwe-5291ac3068d42035341f11392f0338eb{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-5b4mwe-5291ac3068d42035341f11392f0338eb .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-5b4mwe-5291ac3068d42035341f11392f0338eb .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-5b4mwe-5291ac3068d42035341f11392f0338eb av-special-heading-h3 blockquote modern-quote  avia-builder-el-38  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Convenient Online Access<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1kfgkce-41cb3329b95b5f569000fcc8cb5290db '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Save paper and keep your information more secure by receiving your monthly statement electronically. Plus, you can access your account information online, any time of day.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1irvxjy-0454759c610607513853feb6245d7a3e hr-default  avia-builder-el-40  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4rfehq-9b670ea812a1016202fb5783095377f2\">\n#top .av-special-heading.av-4rfehq-9b670ea812a1016202fb5783095377f2{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-4rfehq-9b670ea812a1016202fb5783095377f2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-4rfehq-9b670ea812a1016202fb5783095377f2 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-4rfehq-9b670ea812a1016202fb5783095377f2 av-special-heading-h3 blockquote modern-quote  avia-builder-el-41  el_after_av_hr  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >International Transactions<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1gi4h1q-6898d2c136adb8c7c58762e80a4f7c09 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Your REAL FREEDOM card can be used anywhere, anytime, even international purchases. Alert the credit union prior to traveling, to help protect you from fraud.<\/p>\n<p>International transactions incur a 1% foreign transaction fee.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-1dwkuha-10e9ea68d8f341e6e055d73f7eecf639 hr-default  avia-builder-el-43  el_after_av_textblock  el_before_av_toggle_container '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='togglecontainer av-1dc93vy-d430fb48bf621445bcd9d3e613225031  avia-builder-el-44  el_after_av_hr  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-1blh5v2-f71022fb0c012862bd8a37e2c65aee7d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Terms and Conditions\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Terms and Conditions\" data-aria_expanded=\"Click to collapse: Terms and Conditions\">Terms and Conditions<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><strong>1<\/strong> APR = Annual Percentage Rate. The APR is based on creditworthiness.<\/p>\n<p><strong>2<\/strong> The introductory APR for purchases will apply to transactions posted to your account during the first six months following the opening of your account. After the introductory APR expires, the APR for any remaining promotional balances will increase to the standard APR for purchases and cash advances, and all subsequent purchases and cash advances will receive the standard APR for purchases and cash advances. The REAL FREEDOM Secured Visa is not eligible to receive this offer.<\/p>\n<p><strong>3<\/strong> The introductory APR for balance transfers will apply to transactions posted to your account during the first twelve months following the opening of your account. After the introductory APR expires, the APR for any remaining cash advance balance will increase to the standard APR and all subsequent cash advances will receive the standard APR. The REAL FREEDOM Secured Visa is not eligible to receive this offer.<\/p>\n<p><strong>4<\/strong> Rewards points are automatically earned by making eligible purchases with your REAL FREEDOM Rewards Visa. Each eligible purchase made by you, or someone you authorize, will earn 1 point for every dollar spent. To earn the bonus points, a minimum of $1,000 must be spent in the first 3 billing cycles (exclusive of credits, returns and adjustments). Your account must be in good standing to receive the bonus points. Rewards points calculate and are made available for redemption with each qualifying cycle.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-195ospq-c2a51080d943e01c447db82ea810f4f6\">\n.flex_column.av-195ospq-c2a51080d943e01c447db82ea810f4f6{\nborder-radius:3px 3px 3px 3px;\npadding:35px 35px 35px 35px;\nbackground-color:#f3f3f3;\n}\n<\/style>\n<div  class='flex_column av-195ospq-c2a51080d943e01c447db82ea810f4f6 av_two_fifth  avia-builder-el-45  el_after_av_three_fifth  el_before_av_hr  sticky flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-25rhlq-39760deff2490fe5254bcc0b31a383be\">\n#top .av-special-heading.av-25rhlq-39760deff2490fe5254bcc0b31a383be{\npadding-bottom:25px;\n}\nbody .av-special-heading.av-25rhlq-39760deff2490fe5254bcc0b31a383be .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-25rhlq-39760deff2490fe5254bcc0b31a383be .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-25rhlq-39760deff2490fe5254bcc0b31a383be av-special-heading-h2 blockquote modern-quote  avia-builder-el-46  el_before_av_textblock  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Finally get thecredit you deserve!<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-162stam-5fdcd1bc6292c2e41a161b8ead608cb2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li>No Application Fee<\/li>\n<li>No Balance Transfer Fee<\/li>\n<li>No Account Setup Fee<\/li>\n<li>No Over the Limit Fee<\/li>\n<li>No Rewards Program Fee<\/li>\n<li>No Annual Fee<\/li>\n<li>No Cash Advance Fee<\/li>\n<li>No Additional Card Fee<\/li>\n<li>No Penalty APR or Penalty Fee<\/li>\n<li>No Card Replacement Fee<\/li>\n<li>Rates range from 12.20% to 25.00% APR<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14kl2y6-52c6ccc44a72be7828c493935f92d288\">\n#top .hr.hr-invisible.av-14kl2y6-52c6ccc44a72be7828c493935f92d288{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-14kl2y6-52c6ccc44a72be7828c493935f92d288 hr-invisible  avia-builder-el-48  el_after_av_two_fifth  avia-builder-el-last  stopit'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-12y5ln2-d1cc74242bceb41d0deaaa59c305626d main_color avia-section-large avia-no-shadow  avia-builder-el-49  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-2958'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-3pfiny-828a2f418fde23d14e96949baa2e09d1 sc-av_one_third av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3pfiny-828a2f418fde23d14e96949baa2e09d1\">\n.flex_column.av-3pfiny-828a2f418fde23d14e96949baa2e09d1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3pfiny-828a2f418fde23d14e96949baa2e09d1 av_one_third  avia-builder-el-50  el_before_av_one_third  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cvo3i-6256f5013355f3c17d56d0c405e4724b\">\n.avia-image-container.av-cvo3i-6256f5013355f3c17d56d0c405e4724b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-cvo3i-6256f5013355f3c17d56d0c405e4724b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-cvo3i-6256f5013355f3c17d56d0c405e4724b av-styling- avia_animated_image av-animated-when-visible-95 bottom-to-top avia-align-center  avia-builder-el-51  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1016 avia-img-lazy-loading-not-1016 avia_image ' src=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/02\/card-secure.png\" alt='image of Natco Secured Visa Card' title='Natco Secured Visa Card'  height=\"185\" width=\"270\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-57ryri-238920b73830c5155a4bc9307798ff7f\">\n#top .av-special-heading.av-57ryri-238920b73830c5155a4bc9307798ff7f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-57ryri-238920b73830c5155a4bc9307798ff7f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-57ryri-238920b73830c5155a4bc9307798ff7f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-57ryri-238920b73830c5155a4bc9307798ff7f av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-52  el_after_av_image  el_before_av_hr '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >REAL FREEDOM SECURED VISA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wd25em-ad80c0b3aaf7974a27c7b64628d0d7aa\">\n#top .hr.hr-invisible.av-wd25em-ad80c0b3aaf7974a27c7b64628d0d7aa{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-wd25em-ad80c0b3aaf7974a27c7b64628d0d7aa hr-invisible  avia-builder-el-53  el_after_av_heading  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-vdjuvy-df9bc8d94e955a012cc84724fb3a10dc-wrap avia-button-center  avia-builder-el-54  el_after_av_hr  avia-builder-el-last '><a href='https:\/\/www.natcocu.org\/secured-visa\/'  class='avia-button av-vdjuvy-df9bc8d94e955a012cc84724fb3a10dc av-link-btn avia-icon_select-yes-right-icon avia-size-large avia-position-center av-icon-on-hover avia-color-theme-color'   aria-label=\"Learn More About Our Secured Visa\"><span class='avia_iconbox_title' >Learn More About Our Secured Visa<\/span><span class='avia_button_icon avia_button_icon_right avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue875' data-av_iconfont='entypo-fontello' ><\/span><\/a><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-tn7k4u-0539addb7dece7b6da3bdbae88896c5e\">\n.flex_column.av-tn7k4u-0539addb7dece7b6da3bdbae88896c5e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-tn7k4u-0539addb7dece7b6da3bdbae88896c5e av_one_third  avia-builder-el-55  el_after_av_one_third  el_before_av_one_third  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qr6x1a-ed82c82b3f776b1e046f19709375f500\">\n.avia-image-container.av-qr6x1a-ed82c82b3f776b1e046f19709375f500 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-qr6x1a-ed82c82b3f776b1e046f19709375f500 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-qr6x1a-ed82c82b3f776b1e046f19709375f500 av-styling- avia_animated_image av-animated-when-visible-95 bottom-to-top avia-align-center  avia-builder-el-56  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1017 avia-img-lazy-loading-not-1017 avia_image ' src=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/02\/card-simple.png\" alt='image of Natco Simple Visa Card' title='Natco Simple Visa Card'  height=\"185\" width=\"270\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3u4uce-f8a2e1841a2e2917ecdd09043d949a63\">\n#top .av-special-heading.av-3u4uce-f8a2e1841a2e2917ecdd09043d949a63{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-3u4uce-f8a2e1841a2e2917ecdd09043d949a63 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-3u4uce-f8a2e1841a2e2917ecdd09043d949a63 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-3u4uce-f8a2e1841a2e2917ecdd09043d949a63 av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-57  el_after_av_image  el_before_av_hr '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >REAL FREEDOMSIMPLE VISA<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ngs88u-d074ac607f83a4b7408cc52b767a4e6d\">\n#top .hr.hr-invisible.av-ngs88u-d074ac607f83a4b7408cc52b767a4e6d{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-ngs88u-d074ac607f83a4b7408cc52b767a4e6d hr-invisible  avia-builder-el-58  el_after_av_heading  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-n27yse-aefbc8ecc7ed6c620f24fb20e14541c5-wrap avia-button-center  avia-builder-el-59  el_after_av_hr  avia-builder-el-last '><a href='https:\/\/www.natcocu.org\/simple-visa\/'  class='avia-button av-n27yse-aefbc8ecc7ed6c620f24fb20e14541c5 av-link-btn avia-icon_select-yes-right-icon avia-size-large avia-position-center av-icon-on-hover avia-color-theme-color'   aria-label=\"Learn More About Our Simple Visa\"><span class='avia_iconbox_title' >Learn More About Our Simple Visa<\/span><span class='avia_button_icon avia_button_icon_right avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue875' data-av_iconfont='entypo-fontello' ><\/span><\/a><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" 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el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1015 avia-img-lazy-loading-not-1015 avia_image ' src=\"https:\/\/www.natcocu.org\/wp-content\/uploads\/2018\/02\/card-rewards.png\" alt='Image of Natco Rewareds Visa Card' title='Natco Rewards Visa Card'  height=\"185\" width=\"270\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22syq6-e97735cc222d7c32bab7a4b28d282291\">\n#top .av-special-heading.av-22syq6-e97735cc222d7c32bab7a4b28d282291{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-22syq6-e97735cc222d7c32bab7a4b28d282291 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-22syq6-e97735cc222d7c32bab7a4b28d282291 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id=\"style-css-av-vor3i-232d151b6964256da84f0be3802c63b4\">\n.flex_column.av-vor3i-232d151b6964256da84f0be3802c63b4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-vor3i-232d151b6964256da84f0be3802c63b4 av_three_fifth  avia-builder-el-69  el_after_av_one_fifth  el_before_av_one_fifth  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7g6k0e-9fa1c57937e5783c4c507dc69a2583d1\">\n#top .av-special-heading.av-7g6k0e-9fa1c57937e5783c4c507dc69a2583d1{\npadding-bottom:30px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-7g6k0e-9fa1c57937e5783c4c507dc69a2583d1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-7g6k0e-9fa1c57937e5783c4c507dc69a2583d1 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-7g6k0e-9fa1c57937e5783c4c507dc69a2583d1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  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